Holiday Present To Yourself: 119 Howland Avenue

Just because this InstaStory photo turned out so cute, we’re bringing it up to the blog! 

Why not a house as a holiday present to yourself? This house at 119 Howland Avenue is in a charming area of Beacon, giving you real mountain-side living. This side of town is very hilly, so even driving around on the back-roads will debut new views for you. If you like getting lost exploring, that’s totally possible here. 

See all of the pictures and pricing in the full listing here in A Little Beacon Blog’s Real Estate Listing. 

This house is represented by JonCar Realty, and we thank them for their support! Call them for a showing: 845-831-3331. 

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Where Is This House? 119 Howland Avenue Is Near Bob's Corner Store and Mount Beacon

 119 Howland Avenue, currently for sale from JonCar Realty, as listed in A Little Beacon Blog’s Real Estate Guide.  Photo Credit: JonCar Realty

119 Howland Avenue, currently for sale from JonCar Realty, as listed in A Little Beacon Blog’s Real Estate Guide.
Photo Credit: JonCar Realty

When you look at home listings on websites, you see the address, but you don’t always know exactly where it is. A property might be right next to somewhere you have been to or driven by countless times - even on a daily basis!

Such is the case with 119 Howland Avenue, a house that is for sale from JonCar Realty and listed in A Little Beacon Blog’s Real Estate Guide. So where is this house? We jumped into the car to drive there to find out. But not before we dug down to find out how old it was! And here is what we discovered…

First, you drive down Route 9D toward Mount Beacon. You drive past the Elks Lodge, towards Scenic Hudson’s redesigned and expanded parking lot at the entrance to Mount Beacon.

 Drive down Route 9D/Wolcott Avenue towards Mount Beacon to get to Howland Avenue.  Photo Credit: Katie Hellmuth Martin

Drive down Route 9D/Wolcott Avenue towards Mount Beacon to get to Howland Avenue.
Photo Credit: Katie Hellmuth Martin

Right as you pass the older apartment building designed in a Spanish adobe style, and just as you think about ordering a grilled cheese from Bob’s Corner Store, you turn left down… Howland Avenue!

Howland Avenue is a quick turn off of 9D, and is an artery road toward several communities at the base of Mount Beacon.

 Howland Avenue intersection with Route 9D/Wolcott Avenue.  Photo Credit: Katie Hellmuth Martin

Howland Avenue intersection with Route 9D/Wolcott Avenue.
Photo Credit: Katie Hellmuth Martin

The house that is for sale, 119 Howland Avenue, will be on your left, across from wide open land which during the fall, presents a stunning view of peak fall foliage.

 119 Howland Avenue in the fall.  Photo Credit: Katie Hellmuth Martin

119 Howland Avenue in the fall.
Photo Credit: Katie Hellmuth Martin

 View from across the street of 119 Howland Avenue during the fall foliage.  Photo Credit: Katie Hellmuth Martin

View from across the street of 119 Howland Avenue during the fall foliage.
Photo Credit: Katie Hellmuth Martin

Now that you know where 119 Howland Avenue is, you can check out the inside of the house via all of the pictures we have! See the new open kitchen, the renovated original details of the house, the gorgeous bathrooms (so many bathrooms), the balcony and porches, and the fireplaces. Call JonCar Realty to see it, and chime in back here if you make it yours!

The Land Surveyor With The 1867 Atlas Tattoo of (Pre)Beacon (When Named Fishkill Landing and Matteawan)

 Maps in this photo are from the David Rumsey collection, and the house in the woods is from an old postcard from the Beacon Historical Society’s collection. As of this writing, we have not confirmed where that house is. The tattoo pictured is on the arm of Tom Cerchiara, made by Evan McGuigan at Graceland Tattoo.  Photo Credit: Collage from A Little Beacon Blog

Maps in this photo are from the David Rumsey collection, and the house in the woods is from an old postcard from the Beacon Historical Society’s collection. As of this writing, we have not confirmed where that house is. The tattoo pictured is on the arm of Tom Cerchiara, made by Evan McGuigan at Graceland Tattoo.
Photo Credit: Collage from A Little Beacon Blog

When A Little Beacon Blog’s Real Estate Guide got the listing for 119 Howland Avenue, we were immediately intrigued by the old house with the four fireplaces. Clearly it was built in a different time with its many bedrooms and bathrooms, with room for a large family or live-in nanny. It must have been from the 1800s, but when?

Who better to ask than a land surveyor? Beacon is lucky enough to have several good ones in the area. Tom Cerchiara of TEC Land Surveying is who I thought of first, as my design agency rebranded his logo and website. That rebranding project exposed me to the profession of a land surveyor, where they deeply research the histories of a property to determine boundaries, ownership rights, and much more. So I had a feeling Tom may know the origins of this house.

When I asked him, his immediate response was: “That house is on the 1867 Atlas.”

The 1867 Atlas

  Photo Credit: Screenshot of the 1867 Atlas on    David Rumsey’s website    and part of his collection.

Photo Credit: Screenshot of the 1867 Atlas on David Rumsey’s website and part of his collection.

What atlas, I thought? There’s an atlas? Yes. Tom explained that years ago, detailed maps were made of regions, and each map included different properties and information on them. These have been relied upon by surveyors as they research a property and look for clues.

A man named David Rumsey, who has a deep history with technology and archives, has published several of these maps on his website, even winning awards and recognition for this contribution. You can see the 1867 one titled “Fishkill on the Hudson and Matteawan” right here (the area was actually called Fishkill Landing and Matteawan, but the atlas called it “Fishkill on the Hudson”). This is a map of what is known as Beacon now, before it was called Beacon.

Prior to being known as Beacon, the area was officially two names: “Fishkill Landing, near the Hudson River and its busy ports, which incorporated as a village in 1864; and Matteawan, an industrial hub located near the Fishkill Creek, which incorporated in 1886” as explained in this article from Diane Lapis of the Beacon Historical Society that is part of A Little Beacon Blog’s Postcards series.

The Tattoo

“The 1867 Atlas is tattooed on my arm. And that house is represented right here.” Tom pointed to a black marking on his arm.

Wait, what? Tattooed? I knew that Tom had gotten a tattoo last year by Evan McGuigan who made the tattoo at Graceland Tattoo, and I remembered that it was a map of Beacon. But at the time, that’s all it was - a map of Beacon. Now that I’d gone on my own historical property search leading me to the 1867 Atlas of Fishkill and Matteawan, this all became more curious.

The Previous Owner of 119 Howland Avenue From 1867

Back at the computer, Tom zoomed in on the map, and saw that the property was attributed to Frank B. Goodrich, a well-known writer. According to an article at Lehigh University, Frank lost his eyesight, preventing him from earning a living, and retired to a country home (now known as 119 Howland Avenue) in the Hudson Valley.

 

Excerpted from the Lehigh University article:

Frank Goodrich was born in Hartford, CT, to Mary Boott Goodrich and Samuel Griswold Goodrich, the popular author of the "Peter Parley" tales of geography and adventure. After graduating from Harvard in 1845, Goodrich moved to Paris when his father was chosen as the United States consul. Goodrich’s literary career began there when, under the pseudonym of "Dick Tinto," he wrote letters to the New York Times about Paris and its government (J. Derby 123). These letters, which his obituary describes as “remarkable for their perception of character, correct judgment of events, and sagacity in political prediction,” were collectively published as Tricolored Sketches of Paris. Goodrich’s most well known works include The Court of Napoleon, Man upon the Sea, The Tribute Book, and Women of Beauty and Heroism (The Goodrich Family in America)…

After his eyesight failed him, preventing him from earning a living, Goodrich went abroad for several years before seeking his retirement at a country house on the Hudson. He spent his later years in New York City, retaining a lively interest in politics but living a quiet life due to his eyesight.

 
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Here is a picture of the house and what it looks like now. It is currently for sale, and you can see more pictures here.

Moving To Beacon In The Winter

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It’s a really good time to move to Beacon. I mean, it’s always a good time to move to Beacon, people have done it time and again no matter what the month. But now is good because the market has opened up a bit. Earlier this year, fewer houses were on the market, and now there are quite a few. More and more people are getting involved with city regulations and how taxes work, so there is a revived look at how our taxes are calculated. Like the Assessment Rate or the city’s Sales Tax that currently goes to Dutchess County to be managed (this decision up for renewal in 2024, so look for fresh debate).

Renovations around town keep rolling, either by the new homeowners or by flippers, so pretty much anywhere you look in Beacon, a house is getting a makeover. And then there are the apartments that are going to be finished soon. There are a lot of options (and emotional adjustments, for those of us not expecting to see so many new buildings go up, but that’s a different blog post, and one that I personally have faith will work out as different voices contribute at City Council, Zoning and Planning Board meetings to have their view heard).

When we moved to Beacon from NYC, it was during the time of President Obama when he lifted the tax penalty on draining your IRA for anything but retirement. He made it tax penalty-free to use your IRA to buy a home. We kicked our apartment/house search into high gear so that we could use the tax advantage, and visited a lot of NYC apartments, then tested other train towns, and dug our heels into Beacon.

We visited all sorts of houses in Beacon, mostly with scary basements and no closets. After touring one house that had been on the market for 4 days and had the B-Dry system, which was a $10K investment that made the basement dry, we made our offer. While the sellers considered it, we stumbled hungrily into Poppy’s, which is now MOD, for a much-needed burger to process what was about to happen.

Night Moving

The night we moved - because it was nighttime after the movers packed all of our boxes that day in NYC; otherwise we would have been buried in boxes in our tiny apartment - we drove up to Beacon in the moving truck.

My most happy time was sitting in the front seat of the moving truck, driving past the wide open spaces on 9D that were actually Garrison homes with large, rolling fields for yards. Those blended into Cold Spring, which disappeared into the tunnel of Breakneck Ridge, until we got to the other side of the ridge and the stars emerged in the sky again.

It was just so black. The sky. The air. And open. When we pulled up to our house, we got out of the truck and fumbled for our new keys to the house. The air was cold and crisp. On the sidewalk across the street from our house, on the other side of a chain-link fence, I heard rustling. My dog was still alive then, so I was used to perking my ears up to hear if outside sounds were human or raccoon. Human. I’d later learn it was my neighbor, who happened to be letting out their dog at that hour, and happens to know everything that is going on at all times. (This is why dog-walking is useful!)

Front Porches

As the movers moved in, my dog was investigating our new front yard within our own new-for-us old chain-link fence, as I stood on the front porch. Again the sky was black with stars. The black enveloped me. The artist Stanley Lindwasser just described it perfectly at his art opening - the openness that is density. That’s what he loves about his new home here in Beacon after moving here from Hoboken, N.J.: the density. And that’s what I loved. I never wanted to lose that feeling of being enveloped by the dark on my front porch, seeing the stars, and feeling so lucky that this space would be what grounded us.

The Great Blizzard of 2010

A few days later, The Great Blizzard of 2010 hit, and we lost power for three days. We are not campers in the wilderness. In our adulting lives, we grew up in NYC with supers who fixed our kitchen sinks or hung things. We didn’t know how to light our gas stove in the event of a power outage. The next day, our new neighbors, the ones with the late-night dog walking, invited us over for a warm meal and a kerosene heater. They bickered about using the kerosene heater for a bit while I silently prayed they would decide to keep using it because it was just so warm. They also told us how to light the gas stove. Game changer.

So that’s when we fell in love with Beacon. In the winter. While the power was out. It brought us together with our neighbors, and introduced us to the concept of community, something which New York City has in a different way, but not the same way that a small city-town can produce.

What is your moving-in or moving-back story? Or if you moved here 20 or 50 years ago, share that story too!

You Could Buy This Building With 2 Storefronts & 3 Apartments In Newburgh... For $389,900

If you were walking around Beacon this weekend, you may have been gazing at real estate listings taped to realtors’ windows on Main Street, and thought to yourself: “Gosh, I wish I could own something in Beacon. I wish I could buy one of these buildings.” But they are all going for $1 million, and you’re thinking: “Gosh, I really wish I could pay less, and have money left over for renovations or to hit the ground running with making it awesome.”

Your answer may be in Newburgh. Specifically at 321 Liberty Street. It’s a property that isn’t going to be listed for long. It’s going Off Market for the winter. Unlike a snowbird, it’s going to sit there until someone chirps up in the spring.

Buildings on Liberty Street in Newburgh - Kind Of Like Main Street, Beacon

Liberty Street is a pretty happening street in Newburgh. Just follow the blog Newburgh Restoration and you’ll see. Well, parts of Liberty that is. And 321 Liberty is north of this area, but close enough to be connected soon as new businesses set up shop on Liberty Street.

New businesses south of it include the cafe Blacc Vanilla and Cafe Macchiato (has changed hands a few times over the years and has a new dinner menu!), and the new bakery Newburgh Flour Shop (beware of their Instagram, you may drive over the bridge just for one pecan pie). Then there’s the Shred Foundation in Newburgh (working to introduce the youth in local rural and urban areas to snowboarding).

If you’re curious about owning and renovating buildings in Newburgh, talk to some of the current-day pioneers. Go into Newburgh Brewery and ask them all about it, and their involvement with the larger Newburgh community. Dine at Ms. Fairfax and ask for Phillip and Ellen. They can tell you about commercial and residential renovations, and their views on where the different neighborhoods are headed.

Newburgh Still In Come-Back Stages - Know Your Agent

Newburgh is very diverse with people, buildings, empty buildings, renovated buildings, abandoned buildings, beautiful homes, beautifully decaying homes, and beautifully renovated homes.

It’s quite a canvas over there. And this building probably needs work. The agent for this listing, Sarah Beckham Hooff, is up to her elbows in Newburgh, having renovated a building herself, which is what got her hooked on real estate and being involved in the community. She is a wealth of information for what is going on now, and can point you in the right direction for getting to know Newburgh better. Plus, this building at 321 Liberty Street is in a newly established area, granting tax breaks for capital gains, called an Opportunity Zone (learn more about that here).

This is your chance to participate in the revitalization of a once-thriving area of the country, centuries ago when it was Washington’s headquarters during the Revolutionary War, as well as a shipping resource, before urban changes routed traffic out of there, leaving it to spiral downward. But it’s on a climb back up. Refresh or start your Newburgh history here.

The ReAttached Team at Hanson Real Estate Partners Showcases the Creative Opportunities in Newburgh

Many thanks to ReAttached Team at Hanson Real Estate Partners, who have joined A Little Beacon Blog's Real Estate Guide as sponsors to show you a selection of their retail and commercial properties in Newburgh. If you were at Newburgh OPEN Studios this month, you may have experienced the buzzing energy over there - and gotten a creative itch to dig in. There's even a home for sale - a "TLC Heartthrob" on Beacon Street - in Newburgh! Check them out!

The ReAttached Team at Hanson Real Estate Partners invests in America’s livable urban spaces. They help creative and motivated individuals define their ideal lifestyle, and understand how owning or leasing real estate in Newburgh, New York, can accelerate people’s personal, professional and financial growth. See all of the ReAttached listings and call them for tours!

Sarah Beckham Hooff founded the ReAttached Team at Hanson Real Estate Partners after living abroad for 10-plus years, working as an environmental scientist, grant writer, social activist and performer. Three weeks after she discovered Newburgh, NY, she packed up and relocated. Shortly after landing, she founded a performance and recording studio in what was then an abandoned hair salon.

Inspired by other creatives’ interest in rediscovering and reinventing “downtown" American living, she founded a trilingual (Spanish, Russian, English) real estate sales team to support creative investors who think like homeowners, and motivated homeowners who think like investors. In 2018, Laura Suárez joined the Team as a licensed real estate agent, to facilitate transactions with Spanish-speaking clients.

New Listing - In Newburgh! This Multi-or-Single Family Home for $159,000

Our first listing in Newburgh! Realtor Sarah Beckham Hooff reached out to us to share some very creative listings. For the past few years, people and businesses have been relocating to Newburgh after finding commercial or residential properties to fix up. This multi-or-single family home is $159,900 and has lots of original detail to play with, like tin ceilings.

Pictures and Our Favorite Parts >

New Sidewalks for Blackburn Avenue Near Ron's Ice Cream

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The road leading into town from Ron's Ice Cream near Memorial Park is about to get a new sidewalk on one side, thanks to a federal grant awarded to Dutchess County, as first reported by the Highlands Current.

According to the article, Beacon received $170,728 to build a new sidewalk along the southeastern side of Blackburn Avenue from Herbert Street to Fishkill Avenue. This side of the street currently has no sidewalk at all, making it unsafe to walk down after getting ice cream or after a trip to the park.

This fall, walking around Beacon is getting a little easier and smoother. Other sidewalks are getting constructed, like the one on the way to South Avenue Elementary School.

Updates Made to Development Guide: Pictures of 21 South Avenue and West End Lofts

A few minor updates were made to the Development Guide here at A Little Beacon Blog. This is our way of helping to put faces to the buildings that are going up or being rehabilitated or discussed around town.

The house pictured above on the left is 21 South Avenue. A public hearing for it is scheduled, regarding its request for a Special Use Permit (SUP) to rehabilitate. The picture on the right is a portion of the new apartment buildings going up on Wolcott Avenue (Route 9D) near the municipal building and police station.

South Avenue Sidewalks By Elementary School To Get Reconstructed

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Kids are about to get an easier commute to South Avenue School as the crumbling slate sidewalks are set to get reconstructed by the City of Beacon. Not even a rugged three-wheel jogging stroller can make it down these sidewalks without threatening to tip over. "The intention is to go from Main Street to the school," said Beacon's City Administrator, Anthony J. Ruggiero. A timeline has not been set in stone (pun intended), but a contractor has been hired.

Usually homeowners pay privately to have their sidewalks done. But not in this case. "This is a traveled area to the school. It was viewed as safety for the kids," said Anthony when we reached out to inquire about specifics on the financing. "We received some funding from Dutchess County. There is no cost to homeowners, however, they are responsible for maintenance and upkeep."

So - yay!

Updates Made to Development Guide: 248 Tioronda Avenue and 45 Beekman Street

 Photo Credit: Screenshot of the proposed site plan from the  8/13/2018 City Council Workshop Meeting .

Photo Credit: Screenshot of the proposed site plan from the 8/13/2018 City Council Workshop Meeting.

A Little Beacon Blog's Development Guide was updated to include the new vision and direction for the prospective apartments at 248 Tioronda Avenue, which is down near the mountain, just off Main Street, past the silos (think: the Wares Shop), and down a 12' hill near Fishkill Creek. Originally this was to be residential apartments, but now it must include commercial space as well.

A zoning law passed in the spring of 2018 took into account "steep slopes" and other "non-buildable" land, changing the mathematical formula used by developers and the City to determine how many apartment units can fit in a project. In the case of 248 Tioronda, the number of apartment units was reduced from 100 to 64. The spring ruling also impacted the Edgewater project (you can read about that in the Highlands Current), which is near Tompkins Terrace and overlooks Riverfront Park and the MTA train. That project had to reduce its number of apartments, which started at 307, but is now a lower number. The footprint of the seven proposed buildings did not change, but the apartment sizes did increase.

Application Opportunity: Home Repair and Renovation Programs from Rebuilding Together Dutchess County

  Photo Credit:  Rebuilding Together's  website.

Photo Credit: Rebuilding Together's website.

Homeowners who live in their homes (aka owner-occupied homes) in Dutchess County and who meet certain income requirements have the opportunity to apply for home repair and renovation projects from Rebuilding Together Dutchess County (RTDC). The deadline is Sunday, September 30, 2018 to be considered for 2019 Rebuilding Day Programs, so act fast! After applications are evaluated, decisions will be made after February 2019.

Making homes "warm, safe, dry and independent" are the main goals of the program. If you meet certain requirements and are considered for participation in the program, a staff member or volunteer from RTDC will come to your home to discuss the program with you and evaluate the repairs needed. That's just one step of the qualification process, however, and doesn't mean that you've been awarded the repairs.

You can find the application online here. We've screenshotted the income limits from the application to make those easy to see as well, as you consider the program. Good luck!

  Photo Credit: Screenshot taken from the RTDC online application

Photo Credit: Screenshot taken from the RTDC online application

Where Is This House? 49 Lamplight Street

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Part of the fun of putting together A Little Beacon Blog’s Real Estate Listing Guide is getting acquainted with new areas of town! Like this house at 49 Lamplight Street - it's surrounded by acres of nature, yet is in Beacon’s South Avenue Elementary School District. Where is this, we wondered?

So we took a drive and found it! It’s down the street heralded by that Revolutionary War man off Route 9D. Just take a left as you head north towards the Renegades' Stadium, and you'll see the house next to the huge building that was home to two short-lived restaurants (and is currently for sale again... remember Mary Kelly’s and the other one?).

From the looks of the sign in this picture, we missed the memo about Revolutionary War Day on August 12 down on the Verplanck Homestead! Well, now you have two reasons to explore this area.

This listing is presented by Claire Browne at Gate House Realty, and she can show you even more! Gate House Realty and Claire Browne are proud sponsors of A Little Beacon Blog, and we thank you for supporting business who support us!

Details and pictures are in the Real Estate 🏡 Listing Guide here.

Putting the Community in "Community Bank" at Rhinebeck Bank (Sponsored)

When you live in the big city, you tend to not think about community banks. You may have heard about the financial benefits of banking with credit unions in financial books you’ve read. However, the concept of a “community bank” is one that shows up mostly in movies like “It’s a Wonderful Life” where community banker Jimmy Stewart is saved by his community after years of his independent bank helping people during their own financial challenges. 

What what does "community bank" mean in your real life out here in Beacon and the Hudson Valley region? When banking with a community bank like Rhinebeck Bank?

At Rhinebeck Bank, "Your Success Is Our Success"

“Your success is our success.” I’ve heard this statement spoken by the bankers at Rhinebeck Bank. Their involvement in the community through sponsoring events and elevating awareness puts them in the middle of everyday life. Finances of a community bank are directly connected to the people and the businesses in that same community. If a business who has a loan with Rhinebeck Bank fails, then the bank is impacted as well. Big banks that are too big to fail and have branches all over the world don’t feel that loss in quite the same way.

Listening To Customers

Stacey Schindler is the newest branch manager at Rhinebeck Bank’s Beacon Branch, located on 9D just before the Renegades Stadium. “I have been in banking for 21 years and it was always my dream to become a Branch Manager,” says Stacey. “One of the reasons is due to one of my all-time favorite movies, ‘It’s a Wonderful Life.’ I LOVE that you referenced it in this article.”
(PS: I gave Stacey a sneak peek of this article before going to publication.)

"The connections and relationships that are made with the people in our community and businesses here at Rhinebeck Bank have the same nostalgic feel of that movie. Here at Rhinebeck Bank, we connect with local people and help them realize their dreams through education, active listening, and genuinely caring about helping them find the best financial solutions,” says Stacey.

History Matters

Rhinebeck Bank, one of the only independent banks in the Hudson Valley, opened in 1861 and has made community involvement its top priority ever since. Many of your favorite organizations and businesses do business with Rhinebeck Bank, including The Art Effect (formerly Spark Media Project), and Mill House Brewing Company.

Plugging Into The Community

Dedicated to bringing people together to help business flourish, Rhinebeck Bank has sponsored hundreds of events over the years, working closely with entities including BeaconArts here in Beacon, and municipalities like the City of Poughkeepsie.

“At Rhinebeck Bank, we not only take pride in knowing the value of helping our community, but being a part of that community,” says Rhinebeck Bank’s Senior Vice President of Marketing, Michelle Barone-Lepore. “As a good neighbor, that means making a real difference and striving to create a positive impact on as many lives as possible, beyond just writing a check. Rhinebeck Bank has and will continue to always be a part of the fabric of the communities we not only serve, but embed ourselves in.”

Watch Rhinebeck Bank’s Show on TV!

Rhinebeck Bank also produces an interview series, called “Wake Up with Rhinebeck Bank” that features their business clients. Binge-watch it, because you’ll learn all sorts of things about the origins and special business challenges of big and small local businesses around you.

To learn about how Rhinebeck Bank can help you realize your business dreams, schedule a call with Beacon’s Branch Manager, Stacey, at (845) 831-0300, or visit one of Rhinebeck Bank’s many other qualified business bankers.

Rhinebeck Bank, Member FDIC


Rhinebeck Bank is a proud sponsor of A Little Beacon Blog, and this article was created with them as part of our Sponsor Spotlight program. It is with the support of businesses like theirs that A Little Beacon Blog can bring you coverage of news, local happenings and events. Thank you for supporting businesses who support us! If you would like to become a Sponsor or Community Partner, please click here for more information.

The Personal Touch From the Independent Insurance Brokers at Antalek & Moore (Sponsored)

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When you see the words "insurance agency" or "independent insurance agent," what does that mean to you? Do they sell insurance? Are they the insurance company? No. Independent insurance agents are your personal liaisons, your personal agents of change when it comes to getting what you want and need out of the insurance policy that you buy with the big-name insurance companies, like Progressive, Travelers, and many others. Your local insurance agent knows the distinct differences between each of them. The agents know where a lower price indicates savings, and where it means a dip in quality. They do the homework; you do the living.

We are used to doing things ourselves. But with insurance, we don't have to do it alone. We can have a helping hand. To show you what this means, we asked Susan Antalek Pagones, a Partner at Antalek & Moore Insurance Agency, to give us a few examples of real-life situations where insurance is a must. If all goes well, all you do is pay a policy. But if something happens, you get to know the claims process real quick. Susan enlightens us a bit:

When Insurance Goes From a Quarterly Bill, to a Policy Claim

Susan recalls some of the tougher cases they have handled. “We had an insured family that had a fire and lost the whole house. We met them on the scene on the day after with a large basket filled with everyday essentials we take for granted - shampoo, toothpaste, toothbrushes, socks - all toiletries you could think of, plus some gift cards to go shopping and to get clothes to put on their backs.”

Our customers become our family. In the time of need, you always help out family. 
— Susan Antalek Pagones, Partner, Antalek & Moore

This is the kind of detail and personal touch that continues to draw people to Antalek & Moore. They go above and beyond to stay on top of their insured customers. When Beacon and a good part of the mid-Hudson Valley lost power after the huge storm in May 2018, Antalek & Moore stayed open.

“We stayed open at the office running on jetpacks and laptops. I gave my cell number to any insured customer who wanted it, to call me after-hours with any questions they may have had. We asked adjusters to give our customers advancements on claims. This means that we asked them to cut a check for a certain amount right on the spot so that our customers could start the process of normality." 

Antalek & Moore Advocates on Behalf of Their Customers

Susan explains what their mindset is at Antalek & Moore, what drives them to produce the kind of personal service that they provide: "Our customers become our family. In the time of need, you always help out family."

Sometimes problems can arise during claim-submission process after an accident or unexpected incident. Says Susan: "Sometimes the company may not always agree on certain things that should be paid at the time of a claim. We are the voice of the customer if we feel things should be covered, and we get right in there with the insurance company to advocate on behalf of our customer if there is a problem." 

Lots of people in the Hudson Valley had major tree and house damage after the big storm in May. "We had a customer that had a HUGE tree fall on their house. The customer had previous plans to go away to visit Texas. We made sure that she did go, as her house was not livable. We worked closely with her son to help get the claim settled. There were many hiccups along the way. I was also on a planned trip, but kept in touch constantly by cell with our customer to help. I am not saying it was smooth sailing trying to get this customer back up and running in their home, but whenever they reached out to us, morning or night, weekday or weekend, we always made sure we were there to help out."

Going Local With Insurance Can Make Life Easier

Whether it's buying a home or starting a small business, you need insurance. With so many options available, shopping for insurance can be overwhelming.  A Little Beacon Blog's Managing Editor, Marilyn Perez, used Antalek & Moore when she purchased her condo a year ago and was so happy having established that relationship with a local insurance broker to narrow down the best option for her.


Antalek & Moore is a sponsor of A Little Beacon Blog, and this article was created with them as part of our Sponsor Spotlight program. It is with the support of businesses like theirs that A Little Beacon Blog can bring you coverage of news, local happenings and events. Thank you for supporting businesses who support us! If you would like to become a Sponsor or Community Partner, please click here for more information.